Almost everyone knows that health insurance is very important and necessary for themselves in the way of ensuring a safe life in long-term. However, not all of them are able to choose the right insurance companies. Fortunately, this article reviews some of the best health insurance companies so as to help people deal with this problem.
Kaiser Permanente: Best for Health Savings Plan
One of the trusted names in health insurance is Kaiser Permanente. This company is famous for offering medical care through its widely care community including hospitals, organizations as well as medical centers. Thanks to this dedicated care, Kaiser Permanente has won a wide range of different prestige service awards and has also been rated excellent position in the world.
Kaiser Permanente has a network of over 22,000 physicians worldwide. So, people in Washington, Colorado, Hawaii, both Southern and Northern California, Georgia, Mid-Atlantic and Northwest regions can receive health insurance from this company.
If you are living in the coverage area of Kaiser Permanente, you can totally get access to numerous plan options of this firm such as advantage plans, essential plans and classic plans. Depending on your own demands, you can search for the service you want to experience. Once you sign a contract with Kaiser Permanente about a certain plan, you will receive unlimited services including in it such as no co-pay plans, doctor’s visits, after-hours care, online wellness tools and generic prescription drugs.
Kaiser Permanente is famous for offering medical care through its widely care community including hospitals, organizations as well as medical centers/ Ph: kktv.com
BlueShield/BlueCross: Best Large Provider Network
The Blue Cross Association may be the one having the largest network over the world with more than 170 different countries. That may also be the reason why nearly 100 million people in the United States believing to buy health insurance through Blue Cross organization. And the thing is almost all of the customers rate the service here A+ (Excellent), which means they are very pleasant.
About the benefits that every person can receive, once buying a health insurance through Blue Shield, you can access to plans through PPOs or HMOs. Then, you will be provided a comprehensive plan at the best savings. In addition, you can also receive the greatest care from numerous doctors living in your country. The allowance to access to FSA and HSA health savings accounts enables you to save a lot of money tax for health-related expenses.
The Blue Cross Association may be the one having the largest network over the world with more than 170 different countries/ Ph: healthpayerintelligence.com
United Health Care: Best for online care
If you are living in the US, the name United Health Care may not be unfamiliar to you. This company provides individuals with the kind of insurance that meets every requirement for essential care of Affordable Care Act (ACA). The most interesting feature of this insurance company is that customers can get access to its online website, get prescription online, take part in online wellness programs or take advices from a nurse or doctor online. This means everything can be done without the real appointment between people. And because of the service is offered online, you can access to 24/7. A mobile app of them can help you complete all these steps more conveniently.
The service from this company is really suitable for those wanting to manage the health care electronically. It can take less time and more effective for busy customers.
United Health Care can provide individuals the kind of insurance that meets every requirement for essential care of Affordable Care Act (ACA)/ Ph: topclassactions.com
Aetna: Best for employer-based plans
This insurance company can ensure every employer health plans to residents in all 50 states of the United States. Its health insurance options include hospitalization, preventive care, immunizations, office visits and so on. They are such great options while the cost is affordable.
Regarding finding an Aetna-approved provider, it is super simple as Aetna has a large provider network in all over the country. This can also helps the customers save a large amount of money while visiting the licensed doctors in this network. In addition, being a member of Aetna, they can also have a chance to get other benefits such as chiropractic services, weight-loss programs and gym memberships.
Aetna’s health insurance options include hospitalization, preventive care, immunizations, office visits and so on/ Ph: aetna.com
Highmark: Best for Eastern States Residents
Highmark provides regional health for residents in Eastern US to experience. There are 3 levels of options namely bronze, silver and gold. You can use different packages of Highmark as long as the provider you choose is within this company’s network.
Buying health insurance from Highmark, you can also have an opportunity to get access to symptom checkers, health trackers, personal health digital assistants and even more. Moreover, you are offered discounts to participate in hearing, fitness, nutrition and vision services. If you have problems with exercise, behavioral health, weight loss, smoking cessation and stress management, you can ask for assistance from lifestyle program services.
Buying health insurance from Highmark, you can have an opportunity to get access to symptom checkers, health trackers, personal health digital assistants and even more/ Ph: highmarkchip.com
Molina Healthcare: Best for Wellness care
If you are living in New York, Puerto, California, Illinois, Florida, Mississippi, Idaho, New Mexico, Ohio, Texas, Rico, Utah, Wisconsin, South California and Washington, you are very lucky as you can buy health insurance from such a prestige company like Molina Healthcare. This firm has a lot of health plans that do not require copays. Instead, it covers vaccination, prenatal, hospital care, lab tests/X-rays, doctor’s visits, emergency services, vision insurance and prescription drugs.
Molina’s members can receive unlimited doctor’s visits, a 24-hour nurse advice helpline, a pregnancy program for high-risk moms, coupons for 10 weeks in the program of Weight Watchers, etc. As a result, customers may feel like what they receive is more than what they give and therefore, they will believe to recommend this company to their friends and relatives.
All in all, there are a wide variety of health insurance companies in the world but the ones that can give you the best experiences are listed above. Based on your own conditions and demands, you can consider to choose one of them not only for yourself but also for your family. It would be great if everyone around you is ensured a safe and healthy life. In case you need further advice, can access to learn more. Or if you have any questions, please touch, the counselor will answer for you.