Based on the car accident attorney advertisements you see on television, you may believe anyone in a car accident needs a lawyer to get a fair settlement from an insurance company. However, this is only sometimes the case.
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You’re Experiencing Financial Hardship
When you’re a car accident victim, covering expenses like hospital bills and lost wages can be difficult. You may also be able to claim damages for pain and suffering if your injury was severe or permanently impacted your life. In such challenging times, it’s crucial to seek help from professionals who understand the complexities of personal injury cases. Hiring a Phoenix personal injury attorney can make a significant difference. They can guide you through the legal process, helping you claim damages for pain and suffering while easing your financial burden.
If you are experiencing financial hardship, hiring a car accident lawyer is a good idea. In fact, if you’re facing DUI charges, it’s even more crucial to get legal help. DUI cases can be complex and have serious consequences, so you might want to call this DUI lawyer. They can write a letter to your creditor explaining the circumstances and asking them to change or suspend your repayment arrangements or even write off a portion of what you owe. Hardship letters should be brief and straightforward but do not attempt to deflect blame or scapegoat someone else. They must demonstrate your honesty, integrity, and commitment to repaying what you owe. A sample letter can be found at the Financial Rights Legal Centre. For regulated loans like credit cards, personal loans, and car loans, the lender is required by law to consider your request.
You’re Experiencing Emotional Distress
Serious car accident injuries can long-term impact your quality of life. You might miss work, be unable to perform specific tasks or activities, have less income than before the crash, etc. These impacts should be reflected in your settlement amount. If you feel that the insurance company or another party is diminishing your injuries or not taking them seriously, this could be a sign that you need a lawyer to advocate on your behalf.
Injuries like these can cause emotional distress as well. If you prove that your injuries have caused emotional trauma, it can lead to a significant compensation award. Your lawyer from a car accident law firm such as Finkelstein & Partners can help you determine what your emotional distress is worth and argue for a more effective total offer. They can also claim compensation for your missed work time, which insurance companies often undervalue. We just won a massive settlement for our client in this circumstance.
You’re Experiencing Physical Distress
A car accident can cause a lot of pain, both in the short term and in the long time. It’s important to document all the symptoms you experience and speak to an attorney about how much your injuries are worth. Otherwise, you might accept a lowball settlement and leave yourself vulnerable to future medical expenses.
Headaches are common after a car crash, and while they might be due to stress, they could also result from a concussion or other brain injury. Paying attention to neck pain and stiffness is also essential, as it may be a sign of spinal cord damage.
Personality and behavior changes can also signify psychological trauma after a car crash. Whether it’s because of PTSD or post-concussion syndrome, these symptoms can harm your quality of life and could be part of your pain and suffering claim. The right lawyer will understand the laws that apply to your case and how they apply in the local court system.
You’re Experiencing Financial Hardship
A major car accident can cause significant expenses, including medical treatment and repairing or replacing your vehicle. If you’re experiencing financial hardship due to these expenses, it may be time to hire a lawyer. They can help you take action to secure a larger settlement from the insurance company on your behalf.
If you struggle to pay bills or loan repayments, immediately contact your credit card issuer, bank, lender, or service provider. Explain your situation and ask to speak with a financial counselor. They can assist with creating a letter to request financial hardship assistance. This is called a ‘hardship variation’. It can include temporary measures, like deferring a payment or varying your loan.
Personal loans, credit cards, and home loans are regulated under the National Credit Code. The Banking Association’s financial assistance hub can help you determine available options. A financial counselor can help with various debts and expenses, like utilities and council rates.